Services
Your own merchant service provider
From opening your merchant account to all of your account support and maintenance, we find solutions for your business needs.
Merchant account application & approval
We prepare and submit your application, guide you through underwriting, and open your processing account — usually approved within 24 hours.
Free terminal rental & support
Rent a payment terminal at no cost, with a free backup program plus complimentary paper, chip trays, and logo stickers.
Clover POS Solutions
Clover brings payments, point-of-sale, inventory, employee management, and business tools together in one connected ecosystem. We help you choose, set up, and support the right Clover solution for your business.
Online payment solutions
Connect virtual terminals and shopping carts, or integrate secure payment processing directly into your website or mobile app.
Multi-currency accounts
Accept payments in multiple currencies and support prepaid, debit, and gift cards from a single account.
ACH & check payment consulting
Set up automated subscription billing, auto-debit processing, and check guarantee services for seamless recurring payments.
Processing Programs
Cash Discount
The customer pays the processing fee.
A service fee is added to card transactions, while customers who pay with cash receive a discount.
Interchange Plus
The business pays the processing fee.
The business covers the cost of processing each card transaction, with fees based on the card network's interchange-based pricing.
The Process
What happens after you apply
Five steps from first contact to taking your first card payment — with us handling the complicated paperwork at every stage.
- 01
Pre-application
Any business can apply. Fill in a short merchant application form, so we can introduce the processing bank and the program that best fits your business model.
- 02
Bank Application & Underwriting
Once your pre-application passes our initial review, we will prepare the processing bank's application for your signature.
- 03
Underwriting
During the underwriting process, the bank may request additional information or supporting documents. Our team will guide you through each step and help ensure the process moves forward as smoothly as possible. When the bank approves the account we'll let you know, and a merchant number is issued in your business's name.
- 04
System Setup
We configure the ideal solution for your workflow: ready-to-use credit card terminals, fully integrated Clover POS systems, mobile readers, or online virtual terminals.
- 05
Start accepting cards
We deliver your selected device ready to use so you can start accepting payments immediately. Funds deposit in 1 to 2 business days after batch closure, backed by our dedicated support team for anything that comes up.
To streamline the application process, please have the following information readily available: your Social Security Number (SSN), Business Tax Identification Number (EIN), average transaction amount, and estimated monthly card processing volume.
One important rule
A merchant account may only be used for the business it was issued to. Lending it to another company, or processing payments on another company's behalf, will result in the account being closed.
Ready to accept payments with confidence?
Talk with a specialist today. Get clear answers, practical guidance, and payment solutions tailored to your business.