Processing programs
Cash Discount
Show your regular price, and give customers a real discount when they pay with cash. We help you compare it with dual pricing and surcharging, set it up the right way, and support you in English and Japanese.
Find your fit
Three approaches. One goal: lower your processing costs.
True Cash Discount Program
Display your regular price, then offer a genuine reduction when a customer pays with cash.
Example: Regular price $103.00
Cash discount −$3.00
Cash total $100.00
- Discount from the posted regular price
- Clear signage and receipt presentation
- Review how debit payments are handled
Dual Pricing Program
Show both the cash price and card price upfront, so customers can compare before they pay.
Example: Display both prices
Cash $100.00 · Card $103.00
Customer chooses a payment method
- Two prices clearly displayed
- Consistent menu, shelf, and checkout pricing
- Equipment and workflow review
Surcharge Program
Add a disclosed fee to eligible credit card purchases, subject to applicable rules and limits.
Example: Purchase $100.00
Eligible credit surcharge $3.00
Credit card total $103.00
- No surcharge on debit or prepaid cards
- Card brand caps and notice requirements
- Availability varies by location and processor
Examples are before tax. These are alternatives, not fees to combine. A fee added at checkout doesn't become a cash discount because of its name. We check your setup, signs and your processor's requirements before you enroll.
What could a lower cost mean for you?
A quick illustration. A review of your actual statement shows the real numbers.
Illustrative annual savings
$18,000
$1,500 a month · not a quote or guarantee
Monthly card sales × current effective cost × 12: what you'd save if a program covered your full processing cost. Most programs leave some costs, such as monthly service fees, so actual savings depend on your card mix, the program, how customers pay and the costs that remain.
From statement to setup
- 01
Understand your costs
We review your processing statement and how your business takes payments.
- 02
Choose your approach
Compare program terms, the customer experience, equipment and the disclosures each one needs.
- 03
Set up with support
We help with setup and everyday payment questions, in English or Japanese. Clover and Dejavoo devices are available.
Before you make a change
Start with a free statement review
Tell us about your business. We'll look at your current costs and whether a different approach is a fit.
Request a statement review